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| Contract signed and dated
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| Earnest money given
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| Make loan application and provide lender with all requested documents ASAP
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| Instruct lender to order appraisal
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| Keep lender Good Faith Estimate to compare to final closing documents
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| DO NOT MAKE MAJOR PURCHASES that could change loan ratios and jeopardize loan
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| Get a home inspection and negotiate repairs
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| Termite Inspection
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| Septic Inspection if applicable
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| Other inspections – radon, mold, structural
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| Give all contract documents to closing agent/attorney and set up closing date/time
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| Ask closing agent how you should bring funds to close – wire/ cashier’s check
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| Inform closing attorney if Power of Attorney, death certificates, other docs are required
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| Get an estimate from moving company and get on the books
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| Get utility information from seller and call utilities to arrange for transfer
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| Ask for repair receipts
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| Change address for mail, newspaper and magazine subscriptions
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| Obtain property insurance
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| Make arrangements for key transfer and garage door openers at closing
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| Confirm with closing agent and lender that everything is set for close and loan approved
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| Review Preliminary HUD (settlement statement) 24-hrs prior to close if possible
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| Close. Closing company records the deed and the home is YOURS!