| Contract signed and dated

| Earnest money given

| Make loan application and provide lender with all requested documents ASAP

| Instruct lender to order appraisal

| Keep lender Good Faith Estimate to compare to final closing documents

| DO NOT MAKE MAJOR PURCHASES that could change loan ratios and jeopardize loan

| Get a home inspection and negotiate repairs

| Termite Inspection

| Septic Inspection if applicable 

| Other inspections – radon, mold, structural

| Give all contract documents to closing agent/attorney and set up closing date/time

| Ask closing agent  how you should bring funds to close – wire/ cashier’s check

| Inform closing attorney if Power of Attorney, death certificates, other docs are required

| Get an estimate from moving company and get on the books

| Get utility information from seller and call utilities to arrange for transfer

| Ask for repair receipts

| Change address for mail, newspaper and magazine subscriptions

| Obtain property insurance

| Make arrangements for key transfer and garage door openers at closing

| Confirm with closing agent and lender that everything is set for close and loan approved

| Review Preliminary HUD (settlement statement) 24-hrs prior to close if possible

| Close.  Closing company records the deed and the home is YOURS!